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(b) Exempted cases. The provisions of subsection (a) of this section are not applicable in the case of any consumer credit report to be used in connection with.

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Fair Credit Reporting Act Links
Fair Credit Reporting Act. 69 FR 33324 (06/15/04); 69 FR 43546 (07/21/04); Public Comments. FTC Publishes "Free Credit Report" Rule (June 4, 2004):

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Use small claims court as a credit repair tool - Collect fines from the credit bureaus and collection agencies who stand in the way of a good credit report.

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FCIC: Fair Credit Reporting
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The FTC's website on Credit
Your Credit Rights: New Law Promotes Access to Free Credit Reports, Soon you'll be able to get your credit report for free. A recent

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Howstuffworks "How Credit Reports Work"
card, a loan to buy a house or car, or a line of credit to make some other large purchase, then you've probably had your credit report reviewed by the lender.

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